Our Services include: Life Insurance policy reviews, Whole life insurance, Universal life insurance, Term life insurance, Variable Universal life insurance, Final expense insurance. Burial insurance. Supplemental insurance, Variable Universal life, Survivorship IUL, Convertible term, Guaranteed issue life insurance. Decreasing term, Juvenile insurance
Estate Planning
No matter what you individual financial situation, you can benefit from estate planning. A properly implemented estate plan will assist you in leaving more to those dearest to you. The plan can achieve that goal by reducing taxes and minimizing the likelihood of litigation and other unnecessary expenses, thus providing you with peace of mind.
If an unfortunate event should take place, such as an unexpected death or illness, a suitable estate plan will ensure that both your property and assets will be distributed according to your predetermined wishes. For all the reasons stated above, estate planning is a vital component to any comprehensive financial plan.
Life Insurance
Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made your family when you are gone. Don’t leave the future of you and your loved ones to chance. Tandem Head can help you find the right life insurance coverage for you, and help ensure that your policy continually meets your needs.
Life Changes. So Should Your Policy
The right life insurance will be unique and dependent on personal and financial needs. As your life changes, your life insurance coverage may need to change in order to adapt to your current needs. Some life transformations that may require a policy “tune-up” include:
*You recently married or divorced
*You have a new child or grandchild
*You have opened or expanded a business
*Your health or your spouse’s health has deteriorated
*You are providing care or financial assistance to a parent
*Your child or grandchild requires assistance or long-term care
*You recently purchased a new home
*You are planning for a child or grandchild’s education
*You are concerned about retirement income
*You have refinanced your home mortgage in the past six months
*You or your spouse recently received an inheritance
Succession Planning
If you are a business owner, it is of the utmost importance that you determine how the business is controlled, and who will share in the wealth the company creates in the event that the unthinkable happens, or if a key employee or owner leaves. Making these determinations should be an ongoing, proactive process that ensures the organization's long-term viability is assured.
By developing a deliberately thought out succession plan, a company can excel in retaining key employees, ensuring leadership continuity, and providing a strategic direction that strengthens the business's stability and reputation.
Our team of experienced agents at Tandem Head can help you select the best life insurance coverage for your needs.
Saraland Alabama Zip Code 36571
Alabama Insurance License 3002923342